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First Time Home Ownership

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Corporate Authorised Representative (AR No. 461918) of Andika Pty Ltd (AFSL No. 297069). Any
advice included in this website or correspondence is general advice only and is based solely on
consideration of the investment or trading merits of the financial products alone, without taking into
account the investment objectives, financial situation or particular needs (i.e. financial circumstances) of
any particular person. Before making an investment or trading decision based on the advice, the
recipient should carefully consider the appropriateness of the advice in light their financial
circumstances and should carefully review the PDS of the relevant financial product as provided by your
investment broker.’

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